2. Assets
When rating this component, the focus is on the asset-quality and credit-administration practices. Number 1 indicates strong, while number 5 critically deficient asset-quality and credit-administration practices.
3. Management
This component examines how well the management performs its task like measuring, monitoring, controling of potential risks and risk-management practices relative to the size, complexity, and risk profile.
4. Earnings
This component indicates how sufficient the institution is to suppport operations and maintain adequate capital and allowance levels.
When rating this component, the focus is on the asset-quality and credit-administration practices. Number 1 indicates strong, while number 5 critically deficient asset-quality and credit-administration practices.
3. Management
This component examines how well the management performs its task like measuring, monitoring, controling of potential risks and risk-management practices relative to the size, complexity, and risk profile.
4. Earnings
This component indicates how sufficient the institution is to suppport operations and maintain adequate capital and allowance levels.